Managing the Costs of Your Injury Recovery

Costs Covered After Injury

If you have been injured, you may find that there are limitations on the treatments your insurance – MSP, BlueCross, or ICBC – will cover.

In the case of ICBC, this organization is required to:

"pay as benefits all reasonable expenses incurred by the insured as a result of the injury for necessary medical, surgical, dental, hospital, ambulance or professional nursing services, or for necessary physical therapy, chiropractic treatment, occupational therapy or speech therapy or for prosthesis or orthosis"

However, your coverage may be subject to arbitrary limits, including:

  • You may be told that YOU FIRST HAVE TO USE UP YOUR BENEFITS under any extended medical plan coverage you have - this can deprive you of the ability to use your extended medical coverage for other health related needs.
  • Often the adjuster will only approve ONE TYPE OF TREATMENT AT A TIME, and will set limits on the number of treatments you can have - this can deprive you of the ability to take the necessary steps to maximise your recovery.
  • You may be told that you have to pay the difference between the actual cost of treatment and the amount the insurance company will agree to cover.

How We Can Help

You should never be without the treatment you need because someone else has decided what is best for you. You should not be forced to pay for treatment out of your pocket when someone else has caused your suffering. Depending on your circumstances, there are numerous strategies we can employ to help you get the treatment you need without placing your finances at risk.

Coping with Expenses While You Recover

If your recovery is prolonged, if your income is limited, if you do not have extended medical coverage, or if you require more than one type of treatment from more than one type of practitioner, you may find it very difficult to cope with the expenses you may incur and the restrictions on the type of care you are allowed to receive. Depending on your unique situation, we may have financial options to help you get the care you need, when you need it most.

Contact Me Today

If you are having difficulties shaping your injury recovery plan, contact:

Rory Lambert

Mr. Rory Lambert

Lawyer

Rory Lambert is a personal injury lawyer with over 25 years of professional experience. He is the principle in the law firm Lambert Law and practices in the area of litigation, with a special interest in personal injury and complex litigation matters.

Rory spearheads many of the firms' complex lawsuits and has numerous awards in excess of $1 million.

In addition to his dedication to providing high quality legal representation, Rory is passionate about helping his clients learn about complementary health care so they can shape their own recoveries.

To learn more about Rory, visit his full profile.

* Past results are not necessarily indicative of future results and the amount recovered and other litigation outcomes will vary according to the facts in individual cases.